Car Loans | Lotus Financial Solution
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Drive Your Ambition

Car Loan — Drive Your Dream Car Today with Easy Monthly Payments

Experience seamless financing with India's most trusted partner. From pre-owned classics to the latest electric vehicles, we make ownership effortless.

Which Car Can You Afford?

Input your monthly budget to discover the vehicle categories within your reach.

Budget Tool

₹5k₹25,000₹100k
ESTIMATED LOAN AMOUNT
₹12,45,000
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Premium SUVs

Top-tier luxury and safety features for your family adventures.

  • check_circle 7.95% Interest Rate
  • check_circle Zero Processing Fee
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Used Car Loan

The perfect blend of performance and professional elegance.

  • check_circle 11.99% Interest Rate
  • check_circle 90% Financing

New vs. Pre-Owned Choice

Compare the benefits and find the right fit for your financial goals.

Feature New Car Loan Used Car Loan
Interest RatesStarting from 7.95% p.a.Starting from 11.99% p.a.
Tenure RangeUp to 7 YearsUp to 5 Years
Loan-to-Value (LTV)Up to 100% of On-road PriceUp to 80% of Valuation
Processing SpeedInstant ApprovalWithin 24-48 Hours
Required DocumentsMinimal Digital KYCKYC + Car Valuation Report

Down Payment Calculator

Understand how your down payment affects your Loan-to-Value (LTV) ratio and interest savings over time.

Current LTV Ratio Table

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DP: 10% → LTV: 90%
DP: 20% → LTV: 80%
DP: 30% → LTV: 70%
DP: 50% → LTV: 50%
ESTIMATED DOWN PAYMENT
₹2,50,000
Car Value ₹12,50,000

Adjust the slider to see how LTV impacts your rate.

Potential Interest Savings: ₹42,500