Machinery Loan — Power Your Industrial Growth with Flexible Equipment Financing
Expand your production capacity and upgrade to world-class technology with easy EMIs tailored for manufacturers and MSMEs in India.
Why Choose Lotus Equipment Financing?
No Collateral Options
Access significant funding without pledging immovable assets. We focus on your business cash flow and the machinery itself as security.
Flexible Repayment
Step-up or step-down EMI structures that align with your machine's ramp-up period and projected revenue cycles.
New & Pre-owned Coverage
Whether importing a brand new CNC machine or purchasing certified pre-owned equipment, we cover up to 90% of the cost.
Seasonal EMI Customization
Unique EMI holiday periods or reduced payments for seasonal industries like textiles and food processing.
Industries & Machinery Covered
Empowering Small & Medium Enterprises
As a registered NBFC, Lotus Financial offers dedicated support for MSMEs under Government-backed schemes. We help you modernize without the burden of heavy upfront capital.
- check_circle Integration with CGTMSE for collateral-free loans up to 2 Cr
- check_circle 0.5% Interest rebate for Udyam registered businesses
- check_circle Simplified digital documentation for faster approvals
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MSME Advantage
We offer specialized advisory services to help MSMEs choose the right equipment and financing structures for sustainable growth.
Eligibility Criteria
factory Existing Enterprises
- • Minimum 3 years of business vintage
- • Profitable operations for last 2 financial years
- • Positive net worth and stable credit history
rocket_launch New Units / Startups
- • Detailed Project Report (DPR) from certified accountant
- • Promoters with relevant industry experience (5+ years)
- • Confirmed orders or tie-ups for production offtake
Documents Checklist
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description
Business Identity PAN Card of entity, Partnership Deed, MOA/AOA.
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person
Promoter KYC Aadhaar and PAN Card of all partners/directors.
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Address Proof Utility bills or registered lease agreement of factory/office.
Machinery Loan EMI Calculator
Estimate your monthly outgoings instantly
Ready to Upgrade Your Factory?
Our industrial financing experts are standing by to create a customized loan structure that fits your production goals.