Business Loan | Lotus Financial Solution
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EMPOWERING ENTERPRISES

Business Loan — Fuel Your Enterprise Growth with Smart Financing

Secure the capital you need to scale, innovate, and lead your industry. Tailored financial solutions designed for the modern Indian business landscape.

Loan Solutions

account_balance_wallet Starts @ 9.5%

Working Capital

Maintain smooth operations and manage day-to-day expenses with flexible credit lines designed for seasonal fluctuations and inventory management.

  • check_circle No Collateral Required
  • check_circle Flexible Tenure
  • check_circle Overdraft Facility
  • check_circle Quick Disbursal
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Term Loan

Long-term financing for asset acquisition and expansion plans with structured repayment.

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MSME Loans

Dedicated support for small and medium enterprises with government-aligned benefits.

Key Advantage:

Priority sector lending benefits and lower interest rates for registered units.

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Startup Loan

Empowering new-age entrepreneurs with unsecured funding based on business potential and founder vision.

UNSECURED SEED FUNDING
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Eligibility Criteria

We support a wide range of business structures. Find out if your entity qualifies for our premium business loan products.

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Pvt Ltd Company

  • arrow_forward 2+ Years in Operation
  • arrow_forward Min. Annual Turnover ₹1 Cr
  • arrow_forward Positive Net Worth
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Partnership / LLP

  • arrow_forward Registered Partnership Deed
  • arrow_forward Consistent Revenue Growth
  • arrow_forward KYC of all Partners
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Proprietorship

  • arrow_forward Valid Business Proof (GST)
  • arrow_forward Min. 25 Years of Age
  • arrow_forward Residential & Office Proof

Government Backed Schemes

We facilitate and optimize applications for major government initiatives, ensuring your business benefits from state-sponsored credit guarantees.

01

MUDRA Yojana

Funding for micro-units up to ₹10 Lakhs with no collateral under Shishu, Kishore, and Tarun categories.

02

CGTMSE Scheme

Credit Guarantee Fund Trust for Micro and Small Enterprises providing collateral-free loans up to ₹2 Crores.

Indian entrepreneur

Financials Checklist

Keep these documents ready for a seamless application process and 48-hour approval turnaround.

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ITR Documents

Previous 3 years Income Tax Returns with computation of income.

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GST Returns

Latest 12 months GST returns (GSTR-3B) and GST Registration Certificate.

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Bank Statements

Current account statements for the last 12 months for all active accounts.

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Audit Reports

Audited balance sheet and P&L statement for the last 3 financial years.